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A pre-qualification is a quick and easy way to establish the
maximum loan you can afford. This is determined using a summary of
information regarding your income and assets as well as your
credit report. This is usually the first step in the mortgage
process. Pre-qualification is best for those who are currently
looking for a home. |
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Applying for a mortgage is a more complicated and time
intensive process than pre-qualifying. During application, you
will fill out and sign several forms regarding your financial
history. At this time you are also required to provide documents
verifying this information. All of this data is processed,
resulting in a final mortgage decision. Application is the best
step for those who have selected a home and are ready to purchase.
Click here to apply securely online. If you prefer, you can
download and complete
the standard application. |
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For those clients who are interested in discussing their
mortgage options quickly, contacting Unity through a phone call or
e-mail is next best
step. Speaking live with one of our experienced mortgage
consultants can help you determine the best financing options to
meet your needs. You can reach a mortgage consultant in your area
by selecting one of our branches. |
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If you would like to speak with one of our mortgage
consultants one-on-one, please feel free to stop by one of our
conveniently located branches. Our experienced staff can work with
you to determine exactly which programs fit your needs. Please
click here to find a list of our
branches. |